AML and KYC Policy

1. The AML and KYC Policy applies to https://bintradepro.com, its partners, and clients (hereinafter referred to as the "Company") and is aimed at preventing and actively combating money laundering and any other activities that facilitate money laundering or the financing of terrorism or criminal activities. The Company requires its executives, employees, and affiliates to adhere to the principles of this Policy to prevent the use of its services for money laundering purposes.
2. Under this Policy, actions generally considered as attempts to conceal or distort the true origin of funds obtained through criminal means are classified as money laundering.
3. Money laundering typically occurs in three stages. First, during the "placement" stage, cash enters the financial system, where criminal proceeds are converted into monetary instruments such as wire transfers, traveler’s checks, or deposits in financial institutions. In the "layering" stage, funds are transferred or moved to other accounts or financial institutions to further separate the money from its criminal origin. During the "integration" stage, the funds are reintroduced into the economy and used to purchase real estate, finance businesses, or engage in criminal activities. Terrorist financing may not necessarily involve criminal proceeds; rather, it is an attempt to obscure the source or intended use of funds, which will later be used for criminal purposes.
4. The Client assumes the following obligations:
   • To comply with legal regulations, including international laws aimed at combating illicit trade, financial fraud, money laundering, and the legalization of illegally obtained proceeds;
   • To exclude direct or indirect assistance in illegal financial activities and any other unlawful transactions using the Website.
5. The Client guarantees the legal origin, lawful possession, and right to use the funds transferred to the Company's accounts. In the event of suspicious or fraudulent fund deposits, including the use of stolen credit cards and/or any other fraudulent activities (including chargebacks or payment reversals), the Company reserves the right to block your account, cancel any executed payments, and investigate the nature of suspicious transactions in the Client’s account. As a result, such transactions may be suspended until their origin is clarified and the investigation is completed.
6. During the investigation, the Company reserves the right to request copies of the Client’s identity document, bank cards used to fund the account, payment documents, and other documents confirming the legal ownership and origin of funds. The Client is prohibited from using the Company’s services and/or software for any illegal or fraudulent activities or any unlawful or fraudulent transactions (including money laundering) under the laws of the Client’s jurisdiction. The Company's refusal to execute suspicious transactions does not constitute grounds for any civil liability of the Company for failing to fulfill obligations towards the Client.
7. Each division of the Company must adhere to AML and KYC policies developed in accordance with local legal requirements.
8. All personal and official documentation will be stored for the minimum period required by local law.
9. All new employees are required to undergo AML and KYC training. Existing employees must complete training annually. Participation in additional training programs is mandatory for all employees involved in AML and KYC activities.
10. The Company has the right to request the Client to verify the registration information provided during the account opening at its discretion and at any time. To verify the information, the Company may request notarized copies of the following documents:
    • Passport, driver's license, or national ID to confirm identity;
    • Bank statements or utility bills to confirm the residential address.
    • In certain cases, the Company may request a photo of the Client holding their ID document next to their face. Detailed client identification requirements are specified in the "AML Policy" section on the Company’s official website.
11. The Client verification procedure is not mandatory unless the Client has received such a request from the Company. However, the Client may voluntarily submit a copy of their passport or another identification document to the Company's Customer Service Department to facilitate verification of personal data. The Client should be aware that when making deposits/withdrawals via bank transfer, the provision of documents for full name and address verification is required due to the specifics of bank transactions.
12. If the Client's registration data (name, address, or phone number) changes, the Client must promptly update this information in their personal account on the Company's platform or notify the Company's Customer Service Department.
13. To change the phone number registered in the Client's profile, the Client must provide a document confirming ownership of the new number (a contract with the mobile operator) and a photograph of their identity document held next to their face. The personal data in both documents must match.
14. The Client is responsible for the authenticity of the documents (or their copies) provided and acknowledges the Company's right to contact the relevant authorities in the issuing country to verify their authenticity.